Arizona Consumer’s Guide to Automobile Insurance

consumers to shop for car insurance. Arizona department. INSURANCE. VEHICLE. INSURANCE. A Consumer Guide Consumer Guide to Auto ….

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ARIZONA DEPARTMENT OF INSURANCE
A Consumer Guide to AUTOMOBILE INSURANCE
Auto insurance can be an expensive purchase. No one wants to pay more than necessary for auto insurance. This brochure provides information that can help you lower the cost of auto insurance and increase the value
WHY SHOULD YOU BUY AUTO INSURANCE?
COVERAGES ARE YOU REQUIRED TO BUY
Bodily Injury Coverage
Bodily injury coverage does not pay for your medical expenses, lost wages, and pain and suffering from any accident. Property Damage Coverage (split limits). Bodily Injury and Property Damage (combined single limits).
OPTIONAL COVERAGES
Uninsured Motorist Coverage and Underinsured Motorist Coverage.
Collision Coverage
Comprehensive Coverage (also known as
Other Than Collision coverage)
Medical Payments Coverage
HOW DO YOU SHOP FOR AUTO INSURANCE?
Ask about discounts. Here are some you
should look for: Multiple Vehicles, Driver Education, Good Student, Vehicle Safety Device, Anti-theft Device, Low Mileage, Good Driver/Renewal, Auto/Home.
Package
Consider higher deductibles
Check for Fringe coverages
Compare finance charges
Check for additional fees
Complete your application before signing.
Read your policy
WHAT IF YOU CANNOT FIND COVERAGE?

Download Arizona Consumer's Guide to Automobile Insurance pdf from www.azinsurance.gov, 2 pages, 45.48KB.