Shopping for Auto Insurance Step by Step

municipalities, such as low annual mileage, the anti-theft devices, multi-car policy … For most drivers, meet the minimum level of insurance is not enough ….

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Shopping for Auto Insurance Step by Step
Shopping for Auto Insurance Step by Step
Decide How Much Insurance You Need
Decide How You Are Going to Shop
Get Multiple Quotes
Be Prepared With Your Shopping Checklist
The year, make and model of each vehicle you want insured. For the most accurate quote, use each vehicle’s VIN number.
Tell the agent how much insurance you want. Always ask for the same coverage levels for each quote so you can make an apples-to-apples comparison.
The name, license number and date first licensed of each licensed driver in your household.
List any special after-market equipment that has been installed in your car.
Be ready to answer questions about your vehicle usage such as the number of miles you drive each year.
If you are changing insurers, you will be asked about any gaps in coverage.
Think about other insurance you might want to bundle with your auto insurance.
Many companies offer significant discounts to customers who also purchase a home or renter’s insurance policy

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