Subsidy Estimates for Guaranteed and Direct Student Loans

cash flows for federal student loans, by type of loan …. new student loans and direct loans accounted for three of the re-lit. ….

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Subsidy Estimates for Guaranteed and Direct Student Loans
The Student Loan Programs
The Federal Family Education Loan Program
The William D. Ford Direct Loan Program
The FFEL and Direct Loan Programs Today
Stafford Loans
Cash Flows in the FFEL and Direct Loan Programs
Cash Flows for a Subsidized Loan Repaid in Full Under a Standard Repayment Plan
The Impact of Loan Defaults and Consolidations on Cash Flows
Other Costs Incurred by the Federal Government in Both Programs
Examples of Subsidy Rate Calculations
Subsidy Costs of Loans Under the FFEL and Direct Loan Programs
Impact of the Length of Enrollment on Subsidy Costs
Sources of Difference in Subsidy Rate Calculations
Special Allowance Payments to Lenders
Discounting and Interest Rates
Net Collections on Defaulted Loans
Administrative Costs
Appendix A: Sample Subsidy Rates When a Borrower Defaults or Consolidates Loans
Appendix B: Examples of Subsidy Rates Calculated Using the Fixed Interest Rates That Take Effect in 2006
Appendix C: CBO’s Estimates of Subsidy Rates for Various Types of Guaranteed and Direct Student Loans Made in 2006
Appendix D: Recent Legislative and Administrative Actions
Affecting the Student Loan Programs

Download Subsidy Estimates for Guaranteed and Direct Student Loans pdf from www.directstudentloancoalition.org, 44 pages, 857.83KB.
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