Wisconsin Consumer’s Guide to Auto Insurance

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State of Wisconsin, Office of the Commissioner of Insurance
Consumer’s Guide to Auto Insurance
Why Should You Buy Auto Insurance? …4
Wisconsin Financial Responsibility Law … 4
Physical Damage Coverage … 5
Underwriting and Rating … 5
Ways to Lower Your Premium … 6
Youthful Drivers … 7
What if You Have Trouble Finding Insurance? …8
Safety Responsibility Law … 8
Comparative Negligence Law … 8
If You Are in an Accident …9
Filing a Motor Vehicle Claim … 9
Repairing Your Car …9
If Your Vehicle is Totaled … 10
Lender Insurance Requirements … 10
Vehicles in Storage … 10
Extended Warranties… 10
Collision Damage Waiver Coverage… 10
Credit Information … 11
Insurance Marketing … 11
For Your Protection … 11
Tips for a Wise Consumer … 12
Terminations, Denials, and Cancellations … 13
Problems With Your Insurance Company … 13
Premium Tables … 14
Automobile Insurance Quotation Worksheet … 15
Examples … 16-25
Consumer Service Address, Phone Number and Web Site Address … 26
Consumer Publications
Complaint Form

Download Wisconsin Consumer's Guide to Auto Insurance pdf from oci.wi.gov, 26 pages, 196.23KB.