Getting Credit: What You Need to Know about Your Credit

What you need to know about yours. CREDIT. Credit. SE. Credit. How to … Did you know there are companies that keep track ….

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Getting Credit: What You Need to Know about Your Credit
Annual percentage rate (APR)
Annual fees
Transaction fees and other charges
Customer service
Your Personal Financial Information
Know What Creditors Look for on Credit Reports
Your bill-paying history
How many accounts you have and what kind
Late payments
Longevity of accounts
The unused portions of lines of credit
Collections actions
Outstanding debt
Never lend it to anyone.
Never sign a blank charge slip. Draw lines through blank spaces on charge slips above the total so the amount can’t be changed.
Never put your account number on the outside of an envelope or on a postcard.
Always be cautious about disclosing your account number on the telephone unless you know the person you’re dealing with represents a reputable company.
Always carry only the cards you anticipate using to prevent the possible loss or theft of all your cards or identification.
Always report lost or stolen ATM and credit cards to the card issuers as soon as possible.
When to Contact Creditors

Download Getting Credit: What You Need to Know about Your Credit pdf from www.ftc.gov, 24 pages, 1035.04KB.
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One Response to “Getting Credit: What You Need to Know about Your Credit”

  1. mycredit–report.com on September 18th, 2013 at 11:23 pm

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