Loan Smarts – Pennsylvania Office of Attorney General

refinancing or through a debt consolidation loan or second mortgage. This may not be right for A Debt Consolidation Loan is a single loan, such

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Loan Smarts – Pennsylvania Office of Attorney General
Borrowers Beware
Equity Stripping
Loan Flipping
Home Improvement Loan Scams
Signing Over the Deed
THE LENDER
THE DEAL
THE CLOSING
WHERE TO GO
Types of Loans
Home Equity Loans
Refinancing
A Debt Consolidation Loan
A Second Mortgage
Secured vs. Unsecured Loans
Loan to Value Ratio (LTV)
Balloon Mortgages
Mortgage Insurance

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